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Organizations must effectively inform consumers about how their personal information is secured and what actions will be taken in the event of a security breach. 

Companies, government agencies, and individuals should protect the unauthorized use, display, collection, and sale of SSNs.

Federal policymakers should strengthen protections and enforcement against identity theft.

Policymakers should enact consumer protections and should eliminate deceptive practices. Mail solicitations should not appear to come from the government.

States should require that home improvement contractors be licensed, insured, and bonded.

States should require written home improvement contracts and specify required and prohibited contract provisions. 

States should put in place criminal and civil penalties. 

States should ensure consumers have adequate redress in the event of fraud.

The Federal Trade Commission (FTC) Funeral Rule should be updated to better protect consumers, increase oversight, and promote competition among funeral homes.

The FTC should adopt minimum standards for prepaid funeral contracts. These are sometimes called preneed funeral contracts.

States should prohibit unfair, deceptive, or abusive sales practices.