Higher levels of government should provide adequate resources when mandating functions to lower levels of government.
Services should be implemented and operated by the level of government that can most appropriately and efficiently deliver them.
Efforts to reform entitlement spending should recognize the following factors:
When economic conditions permit, states should accumulate budget reserves adequate to maintain services during recessions.
Deficit-reduction efforts should avoid cuts in programs that serve low- and moderate-income populations.
The federal government must strive for long-term fiscal balance.
Passing responsibilities down to lower levels of government should be undertaken primarily to place services closer to the people being served and to maximize administrative
Fair, equitable, and affordable financial products and services are essential to helping people and communities build and maintain wealth.
Policymakers should require fair terms and conditions in insurance to ensure availability and coverage.
States should require insurance companies to make their products available at fair and reasonable rates, including to people with disabilities, preexisting condi