Search
Two government budget practices that can have significant implications for lower levels of government are block grants and unfunded mandates.
At the federal level, there are two categories of budgetary expenditures: entitlement and discretionary spending.
One indicator of smart fiscal practices is maintaining balance between spending and revenues. Occasionally deficits may be necessary.
Under the U.S. Constitution, people are entitled to compensation when a government takes their property. This is known as a taking.
The Consumer Product Safety Commission (CPSC) has jurisdiction over more than 10,000 types of consumer products. Mandatory standards govern only a small number of products.
For many older adults, travel is important as a way to encounter new experiences, visit with friends and family, and obtain necessary medical care.
Federal, state, and local consumer protection agencies all have a role in safeguarding consumers against fraud, deception, and unfair practices.
To save and invest, individuals need access to the banking system and credit.
Banks are granted charters to help meet the needs and convenience of the communities where they are located, including low- and moderate-income neighborhoods.