Higher levels of government should provide adequate resources when mandating functions to lower levels of government.
Services should be implemented and operated by the level of government that can most appropriately and efficiently deliver them.
Efforts to reform entitlement spending should recognize the following factors:
Deficit-reduction efforts should avoid cuts in programs that serve low- and moderate-income populations.
The federal government must strive for long-term fiscal balance.
Passing responsibilities down to lower levels of government should be undertaken primarily to place services closer to the people being served and to maximize administrative
Policymakers should require fair terms and conditions in insurance to ensure availability and coverage.
Policymakers should ensure the availability and affordability of insurance coverage for natural disasters.
Policymakers should protect the insurability of volunteer drivers who otherwise maintain a consistent risk profile.
Regulators should provide robust oversight to ensure compliance with federal, state, and local consumer protection laws.