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One indicator of sensible fiscal practices is maintaining balance between spending and revenues. Occasional deficits may be necessary.

At the federal level, the two categories of budgetary expenditures are entitlement and discretionary spending. 

Block grants and unfunded mandates are two government budgetary practices that can have significant implications for lower levels of government. 

Federal and state governments have tried to change budget rules to control government spending. Budget rules have also been used to impose fiscal discipline.

Mergers and acquisitions in the telecommunications and energy industry are common. Often, they occur when a large utility or holding company buys a smaller utility.

Telecommunications access, including access to high-speed internet service, is a basic necessity for people of all ages, including older adults.

Even though telecommunications services are more important than ever in the information age, many consumers face limited choices for telephone and internet services.

Telecommunications companies sometimes use aggressive marketing practices. In some cases, these have resulted in unnecessary consumer costs or even outright fraud.

Wireless phones have assumed a central role in modern life. For many consumers, including older adults, they have become indispensable.

The official national emergency telephone number in the U.S. is 911. It connects people directly with essential emergency medical, fire, and law enforcement services.