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Modifications to retirement plans or plan formulas should hold harmless current beneficiaries and employees. They should also ensure the retirement security needs of future retirees. 

A variety of government policies and employer practices safeguard the rights of workers to fair treatment, safety in the workplace, and a measure of financial security.

All levels of government have developed standards and guidance to ensure fair employment practices. They address wages, working conditions, and other aspects of work.

Policymakers should explore new, more consumer-centered systems for providing low-income assistance. 

Taxation is the primary way governments fund essential programs and services. The following principles support this goal while also ensuring equity in how revenues are raised. 

Income earned through employment is the foundation of most people’s savings and retirement income.

State and local policymakers should encourage innovation in housing construction.

If state and local governments end rent controls, they should provide a transition period during which rent increases would be limited.

Policymakers should take actions to prevent and address homelessness. This includes: 

Policymakers should establish requirements or provide incentives for universal design features to be incorporated into homes.