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Older women experience higher poverty rates than older men. They also, as a rule, receive lower Social Security benefits.

From time to time, Social Security’s long-term solvency challenges have been used to justify basic structural changes.

The federal government subsidizes and incentivizes retirement savings through tax benefits for both individuals and employers.

Some employers, mainly larger and mid-sized ones, offer workers access to a retirement plan.

Employers and policymakers can take steps to ensure that workers can balance work with other responsibilities such as providing care or managing an illness.

Flextime, part-time work, flexplace, telecommuting, teleworking, and job-sharing are examples of flexible work options. They appeal to workers of all ages.

More than one in five Americans—about 53 million adults—are caregivers.

The federal government, as well as almost all state governments, have laws against age discrimination.

Age discrimination can occur when employers treat employees or potential employees differently because of their age.