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Fair, equitable, and affordable financial products and services are essential to helping people and communities build and maintain wealth.

These principles provide a flexible framework that applies to all consumer products and services:

Raise adequate revenue—the tax system must produce enough revenue to pay for important national, state, and local priorities.

Pursue multiple strategies—a variety of strategies are needed to assure financial security in retirement.

Protect people from discrimination—freedom from discrimination is a fundamental right.

These principles reflect AARP's vision for reforming the financing and delivery of long-term services and supports (LTSS) to promote consumer independence, choice, dig