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States and localities should move toward full funding of their retirement systems. 

Minimum distribution requirements for retirement savings should periodically be examined to reflect changes in life expectancy and income needs at older ages while ensuring the collection of deferr

Federal policymakers should develop a comprehensive system for financing Long-Term Services and Supports (LTSS) that includes a new social insurance program to provide a basic level of LTSS.

Ideally, the federal government should finance LTSS through a universal, comprehensive, and publicly administered program such as Medicare or similar social insurance program of shared risk. <

Congress should reauthorize the Elder Justice Act (EJA). It should fully fund the EJA and other programs that address elder abuse.

Policymakers should devise Silver Alert programs to alert the public to missing older adults with appropriate protections and limitations. 

The subject of an alert must: 

Policymakers should encourage advance care planning. This should include the creation of advance directives. 

States should enact laws that: 

Federal policymakers should expand programs to improve guardianship. This should include monitoring programs.

Policymakers should protect and enforce the fundamental right of all people to be free from discrimination. They should enact and enforce civil rights statutes.

Legislators should enact and strengthen laws against hate crimes. These laws should be vigorously enforced.