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Policymakers should increase the availability of subsidized housing in mixed-use, walkable communities that promote aging in place.

Policymakers should increase the availability of subsidized housing with services. This includes providing service coordinators and supportive housing arrangements in subsidized housing. 

Policymakers should coordinate and consolidate existing housing programs to improve service delivery, safeguard assets, and cost efficiency.

Policymakers should mitigate the effects of foreclosures on renters.

Policymakers should mitigate the negative impacts of foreclosures on neighborhoods. Strategies should consider the needs of older adults.

Government workers should continue to have access to defined benefit (DB) plans. 

Modifications to retirement plans or plan formulas should hold harmless current beneficiaries and employees. They should also ensure the retirement security needs of future retirees. 

Policymakers should adopt new and expanded progressive savings incentives. 

Congress should make improvements to the saver’s credit. The credit should be phased out gradually and smoothly as income increases. Income limits for receiving the credit should be increased.

States should establish state-facilitated savings arrangements that will increase employee participation in retirement plans.