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The Federal Trade Commission and state consumer protection agencies should investigate complaints of high-pressure sales tactics that inhibit older people
Policymakers should change or eliminate the Social Security earnings limit only if the Social Security trust funds can be maintained.
Policymakers should strengthen the program integrity efforts of the Social Security Administration (SSA).
SSA should continually strive to improve the following aspects of the disability determination process:
Policymakers should improve the application and appeals process for Social Security Disability Insurance and Supplemental Security Income disability benefits.
Policymakers should expand and improve work incentives for Social Security Disability Insurance beneficiaries, such as through the Ticket to Work program.
Employers should be required to automatically enroll employees in their retirement plans.
Unrelated small employers should be permitted to jointly offer retirement savings vehicles to their employees through trained fiduciary administrators.
Policymakers should simplify and strengthen retirement plan rules to encourage all employers to offer some type of pension to their employees while retaining employee protections.