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State and local governments charge fees for the use of certain services. These fees are based on the principle that people should pay according to the benefits they receive.

Taxes are complicated. Compliance often poses challenges.

More than 30 million Americans participate in some form of public government employee retirement plan. Among others, they include: 

Federal, state, and local government retirement plans are usually defined-benefit (DB) pensions with benefits based on an employee’s salary in the years just before retirement.

People are more likely to save when saving occurs automatically through mechanisms such as payroll deductions. Only about half of U.S. workers have access to an employer-sponsored retirement plan.

People need support for nonretirement savings and debt repayment. Such assistance can help improve financial security and preserve resources for retirement.

Taxation is the primary way governments fund essential programs and services. The following principles support this goal while also ensuring equity in how revenues are raised. 

The following principles guide AARP’s efforts to ensure financial security in retirement. 

The Social Security Disability Insurance (SSDI) program provides stable benefits to those who cannot work. Benefits are also available for their families.

About 50 percent of workers have access to a workplace-based retirement savings plan.