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Privacy protections should be embedded into products and services.

Organizations (including private companies, nonprofits, and government entities) should clearly communicate: 

Policymakers should limit the increasing number of taxpayers subject to the taxation of Social Security benefits to better protect the benefits of people who have no or limited additional retiremen

Defined contribution plan account holders should have to obtain written spousal consent to take payment from the account in a form other than a joint-and-survivor annuity.

Policymakers should conduct oversight on data brokers to ensure transparency and accountability. Data brokers should be required to register with a regulator.

Policymakers should protect against the misuse of data, including: 

Policymakers and the private sector should ensure that organizations effectively protect against unauthorized access to or misuse of personal information.

Organizations must effectively inform consumers about how their personal information is secured and what actions will be taken in the event of a security breach. 

Companies, government agencies, and individuals should protect the unauthorized use, display, collection, and sale of SSNs.

Federal policymakers should strengthen protections and enforcement against identity theft.