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Congress and the U.S. Department of Agriculture (USDA) should ensure that states do not deter the use of electronic benefit transfer (EBT) cards needed for services.
States should regulate accelerated death, life settlement, and viatical settlement benefits to ensure that consumers receive full disclosure of information about the advantages and disadvantages of
The federal government must not encourage the use of reverse mortgages to purchase private long-term care insurance.
Information about public-benefit programs should be shortened and simplified. This includes application forms, procedures, and program notices.
Outreach to older adults should be an integral component of low-income assistance programs and include targeted outreach to underserved communities, such as rural areas.
Program participant cost-sharing for either community or institutional services should be modest. It should not favor one type of service over another.
Some tax revenues for a new LTSS program should be earmarked to an LTSS trust fund. This would build adequate reserves to cover later generations.
The federal government should create a public social insurance benefit that provides coverage for LTSS. It should be within Medicare or in a new public program.