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Federal and state health agencies should expand and improve standardized data collection, sharing, and reporting to identify and address disparities in service.

All levels of government and the private sector should take sustained actions to address the drivers of disparities in health and health outcomes. 

Federal and state governments should support research that identifies the effects of health-promoting behaviors on public health.

Officials at all levels of government should help people fulfill their personal responsibility to protect their health by taking advantage of health-education opportunities and affordable and appro

All levels of government should fund public health workforce development, including strategies to ensure workforce diversity. 

Federal legislation should provide a minimum level of consumer protections. It should preserve states’ ability to provide additional protections to consumers. 

Regulators should ensure robust consumer protections in the financial marketplace. They should provide effective oversight of the financial industry.

Consumers should have access to credit on fair and reasonable terms.

Policymakers should establish reasonable interest rate ceilings for all lenders. These rates should correspond to prevailing Treasury Bill rates.

Regulators should eliminate unfair, deceptive, or abusive practices in the AFS industry.