Policymakers should ensure that reverse mortgage servicers are not engaging in unfair, deceptive, or abusive practices.
Consumers should receive accurate, timely, and easily understood disclosures of risks and costs.
Investor-protection laws should be strengthened and adequately enforced.
Regulators should increase transparency, accountability, and independence.
Policymakers should promote transparency in the investment industry.
Registration as a financial professional should not be limited by the type of investment advice or nature of the advising entity.
Individuals should have adequate redress, including access to the courts and class actions.
State laws should provide for criminal penalties against those who commit securities fraud.
Regulators should work to eliminate fraudulent, deceptive, or unfair practices with respect to investment sales, accounting methods, disclosures, and market stru
Brokers and other financial professionals who commit fraud currently face civil sanctions.