Brokers and other financial professionals who commit fraud currently face civil sanctions.
Victims of investment fraud should have adequate federal and state statutory remedies, including access courts for individual or class claims.
State regulators should create a regulatory structure to promote consumer protection.
Policymakers should ensure consumer protections in credit insurance.
Policymakers should eliminate unfair, deceptive, or abusive practices in insurance.
Any further efforts to address marriage penalties should be focused on two-earner couples and structured to avoid increasing marriage bonuses.
Policymakers should broaden the tax base by limiting tax preferences that do not efficiently achieve important policy goals.
Laws and regulations should strengthen and enhance consumer protection. Policymakers should enhance protections against unfair, deceptive, or abusive practices.
Federal legislation should provide a minimum level of consumer protections.
Regulators should provide effective oversight of the financial industry and enhance consumer protection.