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Intentional planning is needed to balance the need for micromobility devices (including e-scooters, e-bikes, and dockless bike shares) with the goal of ensuring safe passage for all.

Policymakers should ensure that personal delivery devices are deployed in a manner that supports pedestrian safety and accessibility, including for older adults and people with disabilities.

Congress should provide financial incentives for design modifications that improve the travel environment for older adults.

Traffic enforcement practices should be administered equitably, regardless of demographic or socioeconomic factors. 

Servicers should be required to provide loss mitigation options to HECM borrowers.

Policymakers should expand access to affordable small-business government-guaranteed loans, including those from the Small Business Administration.

State and local governments should require sharing economy companies to ensure that providers have appropriate and adequate insurance coverage to protect both providers and consumers (see also

Merchants should offer their customers a choice of payment methods to ensure that their products and services are widely available.

Consumers should have access to credit on fair and reasonable terms.

Policymakers should establish reasonable interest rate ceilings for all lenders. These rates should correspond to prevailing Treasury Bill rates.