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In 2020, Americans owed $1.5 trillion in outstanding student loan debt
According to a 2020 survey by the National Foundation for Credit Counseling, 69 percent of Americans struggle to minimize their
Financial capability is the ability to make informed decisions about the use and management of money.
Personal bankruptcy is a legal process for people who cannot pay off their debts.
Homeownership is a key to building wealth. Rates of homeownership increased during the 1990s and into the early 2000s.
Policymakers should not increase the taxation of Social Security benefits. People with low and moderate incomes should be exempt from paying tax on their benefits.
The housing finance system is essential to creating a robust and competitive consumer mortgage market.
Traditional pensions largely have been replaced with 401(k)s and other retirement plans in which employees contribute to individual accounts.