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Defined-contribution plan account holders should have to obtain written spousal consent to take payment from the account in a form other than a

Social Security benefits are paid through a self-financing system.

Social Security program administration has multiple functions. It processes applications and payments and operates field offices around the country.

Congress should allocate sufficient funding to strengthen the administrative capacity of the Social Security Administration (SSA) to better meet the needs of applicants and benefi

Some proposals to address Social Security solvency would adjust the calculation of initial benefits. Others adjust benefit growth over time.

The number of years used to calculate benefits should not be increased beyond the 35 years designated in current law.

Older women experience higher povertyThe federal government defines “pov

From time to time, Social Security’s long-term solvency challenges have been used to justify basic structural changes.

Minimum distribution requirements for retirement savings should periodically be examined to reflect changes in life expectancy and income needs at older ages while ensuring

Successful proposals to achieve Social Security solvency and adequacy should adhere to the following principles.