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Modifications to retirement plans or plan formulas should hold harmless current beneficiaries and employees. They should also ensure the retirement security needs of future retirees.
States should establish state-facilitated savings arrangements that will increase employee participation in retirement plans.
Policymakers should encourage measures to increase individuals’ ability to save for retirement.
Policymakers should allow employers to provide student loan-repayment aid as a tax-free benefit.
Consumers should have access to a range of safe, reliable, affordable, and customizable emergency and short-term savings options.
Policymakers and the private sector should work to eliminate barriers to women’s employment. They should ensure equality in employment opportunities, pay, and benefits.
Federal, state, and local laws should strengthen protections for workers in terms of wages, hours, safety, and other features of employment.
Policymakers should explore new and innovative approaches to address unemployment.
Workers should be eligible for full workers’ compensation or unemployment benefits regardless of age and other sources of income, such as pensions.