Defined-contribution plan account holders should have to obtain written spousal consent to take payment from the account in a form other than a joint-and-survivor annuity.
States should expand laws on durable powers of attorney to:
States should codify, simplify, and clarify trust laws. They should model them on the Uniform Trust Code.
Policymakers should simplify the settling of estates in probate. The process should be expedited. Cost should also be reduced.
Policymakers should strengthen federal and state laws that protect against age discrimination. They should ensure victims have adequate remedies, including monetary damages.
The fundamental right of all people to be free from discrimination should be vigorously enforced. Policymakers should enact and implement civil rights statutes.
Legislators should enact and strengthen laws against hate crimes. These laws should be vigorously enforced.
Policymakers should expand access to free or reduced-cost legal services for older adults with low and moderate incomes.
Options for alternative dispute resolution should be available. These include mediation and arbitration.