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Policymakers should encourage measures to increase individuals’ ability to save for retirement.
Policymakers should allow employers to provide student loan-repayment aid as a tax-free benefit.
Consumers should have access to a range of safe, reliable, affordable, and customizable emergency and short-term savings options.
A variety of government policies and employer practices safeguard the rights of workers to fair treatment, safety in the workplace, and a measure of financial security.
All levels of government have developed standards and guidance to ensure fair employment practices. They address wages, working conditions, and other aspects of work.
Policymakers and the private sector should work to eliminate barriers to women’s employment. They should ensure equality in employment opportunities, pay, and benefits.
Federal, state, and local laws should strengthen protections for workers in terms of wages, hours, safety, and other features of employment.
In addition to Social Security and Medicare, employers are required to participate in two forms of insurance to protect their workers. One is the joint federal-state unemployment insurance system.
Policymakers should explore new and innovative approaches to address unemployment.
Workers should be eligible for full workers’ compensation or unemployment benefits regardless of age and other sources of income, such as pensions.