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Defined-contribution plan account holders should have to obtain written spousal consent to take payment from the account in a form other than a joint-and-survivor annuity.
Policymakers should preserve the existing stock and expand the availability of affordable, accessible, safe housing, particularly for those with the most severe cost burdens
Policymakers should increase the availability of subsidized housing with services.
Policymakers should mitigate the effects of foreclosures on renters.
Policymakers should mitigate the negative impacts of foreclosures on neighborhoods. Strategies should consider the needs of older adults.
Policymakers should improve financing options for manufactured housing.
Policymakers should ensure consumer protections for all manufactured homeowners.
Policymakers should take actions to prevent and address homelessness. This includes:
Public and private employers should offer phased-retirement programs and retiree reemployment programs that encourage employees to stay in the workforce beyond the time they