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Employers should be required to automatically enroll employees in their retirement plans.
The laws governing state and local retirement funds should be amended where necessary to provide surviving and divorced spouses of public retirees with at least the same protections that the Employ
Americans’ retirement income comes from several sources. For most, Social Security income is the foundation of financial security in retirement.
Public retirement systems should establish a maximum vesting period of five years for DB plans and one year for employers’ matching contributions to defined contribution or hybrid plans.
Policymakers should require employers to provide employees with predictable schedules.
All workers should have access to both employment protections and some benefits such as health and retirement.
Federal, state, and local policymakers should ensure the proper classification of workers. Those who should have access to employee protections and benefits should receive them.
Bans, including temporary ones, on the regulation of companies in the online gig economy (such as Uber) or the application of existing employment laws to their practices are not warranted.
Congress and state legislatures should require employers that provide benefits to regular, full-time employees to extend them to part-time employees on a prorated basis.