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States should establish state-facilitated savings arrangements that will increase employee participation in retirement plans.
Congress should pass legislation establishing an Auto IRA and resolve the technical issues that will allow this vehicle to realize its full potential.
Policymakers should create and expand supplemental individual retirement savings accounts that would enable workers to accumulate retirement savings in addition to Social Security’s guaranteed bene
Policymakers should encourage measures to increase individuals’ ability to save for retirement.
Policymakers should allow employers to provide student loan-repayment aid as a tax-free benefit.
Consumers should have access to a range of safe, reliable, affordable, and customizable emergency and short-term savings options.
Policymakers should explore new, more consumer-centered systems for providing low-income assistance.
Congress and state legislatures should ensure that all lawfully present non-citizen residents who qualify for essential low-income benefits have access to them.
Asset limits for public-benefit programs should be increased to ensure that they do not discourage saving. These limits should then be indexed to keep up with inflation.
The federal Supplemental Security Income (SSI) benefit level should be increased to bring beneficiaries up to the poverty level. States should supplement those benefit payments.