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Food and nutrition programs should have adequate funding to engage in robust outreach efforts.
Public retirement systems should establish a maximum vesting period of five years for DB plans and one year for employers’ matching contributions to defined contribution or hybrid plans.
Congress should increase funding for the Social Services Block Grant (SSBG) and Community Services Block Grant (CSBG) programs. Funding should reflect the increased population of older Americans.
The federal government should require state CSBG and SSBG officials to consult with state and local agencies and organizations representing older people and other groups served by the programs.
Policymakers should streamline and coordinate application procedures among different public-benefit programs.
Social Security should cover all workers, including all newly hired state and local government workers.
Laws and regulations should strengthen and enhance consumer protection. Policymakers should enhance protections against unfair, deceptive, or abusive practices.
Federal legislation should provide a minimum level of consumer protections. It should preserve states’ ability to provide additional protections to consumers.
Regulators should ensure robust consumer protections in the financial marketplace. They should provide effective oversight of the financial industry.