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As fewer customers use cash, some stores have moved away from accepting cash payments. Some stores have said that handling cash is burdensome or unsafe.
Financial capability is the ability to make informed decisions about the use and management of money.
Fair, equitable, and affordable financial products and services are essential to helping people and communities build and maintain wealth.
Federal, state, and local consumer protection agencies all have a role in safeguarding consumers against fraud, deception, and unfair practices.
Individuals need access to the banking system and credit to be able to save and invest. It is essential for financial independence.
Banks are granted charters to help meet the needs and convenience of the communities where they are located.
Access to fair and responsible credit is essential to the well-being of all consumers.
Current law provides rights to spouses of retirement plan participants. Protections are stronger in defined benefit (DB) plans than in defined contribution (DC) plans.