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Customarily defined-benefit plans pay benefits only to workers and their surviving spouses.
People in kinship care situations and others with an insurable interest in a beneficiary should be permitted to share in or receive survivor benefits from private defined-be
Under certain limited conditions, employers can reclaim excess assets from defined-benefit (DB) retirement plans.
Current limits and penalty taxes on employer reversions should be maintained.
The Pension Benefit Guaranty Corporation (PBGC) protects workers and ensures that they receive defined-benefit (DB) pension benefits even if their employers go bankrupt.
In 1974, Congress passed protections for individuals in private retirement and health insurance plans.
The Employee Retirement Income Security Act (ERISA) should be interpreted and implemented to give participants and beneficiaries full leg
The DOL and other agencies should improve their efforts to educate plan members about their rights.
Remedies under ERISA should be improved so employees can recover all losses due to ERISA violations.
Where ERISA preempts state law and deprives individuals of rights and remedies available under state law, ER