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Consumer protections should be added to government benefits payments, including those made through direct deposit and prepaid cards.
Regulators should eliminate unfair, deceptive, or abusive practices in the AFS industry.
Policymakers should limit refinancing of consumer loans. They should eliminate rollovers, including taking a new loan out shortly after paying off a prior loan.
The cost of sending international transfers should be transparent to the consumer.
Regulators should provide robust oversight to ensure compliance with federal, state, and local consumer protection laws.
Higher education institutions should set tuition and fees to ensure affordability and expand educational opportunities for all.
Federal and state policymakers should increase public investment in higher education to facilitate cost containment.
They should provide robust oversight and regulation to:
All financial aid, including grants and federal student loans, should be exhausted before a student is offered an ISA.