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All levels of government and the private sector should adequately fund and support antifraud and anti-abuse efforts.
Federal legislation should provide a minimum level of consumer protections.
Regulators should provide effective oversight of the financial industry and enhance consumer protection.
Policymakers should establish reasonable interest rate ceilings for all lenders. These rates should co
Regulators should eliminate unfair, deceptive, or abusive practices in the alternative financial services industry.
Programs that offer early wage access or pay advance benefits should be regulated as loans subject to state and federal law (see also