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States should establish strong conflict-of-interest regulations and revolving door limits.

States should strengthen regulatory oversight of the safety and soundness of insurance companies.

States should authorize their insurance commissioners to regulate all insurance companies conducting business in the state.

Policymakers should ensure consumer protections in credit insurance.

Policymakers should eliminate unfair, deceptive, or abusive practices in insurance.

States should require and enforce effective and standardized disclosures.

Federal and state governments should maintain the entitlement nature of Medicaid funding so all who qualify will be covered.

States and federal governments must ensure that all Medicaid beneficiaries have meaningful opportunities to exercise their statutory grievance and appeal r