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Congress should make improvements to the saver’s credit. The credit should be phased out gradually and smoothly as income increases. Income limits for receiving the credit should be increased.
States should establish state-facilitated savings arrangements that will increase employee participation in retirement plans.
Congress should pass legislation establishing an Auto IRA and resolve the technical issues that will allow this vehicle to realize its full potential.
Policymakers should create and expand supplemental individual retirement savings accounts that would enable workers to accumulate retirement savings in addition to Social Security’s guaranteed bene
Policymakers should encourage measures to increase individuals’ ability to save for retirement.
Policymakers should allow employers to provide student loan-repayment aid as a tax-free benefit.
Consumers should have access to a range of safe, reliable, affordable, and customizable emergency and short-term savings options.
The following principles guide AARP’s efforts to ensure financial security in retirement.
Congress should fund a systematic review of the safety and efficacy of the most common dietary supplements, as outlined in a 2004 Institute of Medicine rep
The FDA should require supplement manufacturers’ labels to include possible supplement interactions with commonly prescribed prescription drugs.