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State and local governments should expand and strengthen consumer protections, as well as consumer outreach and education programs.

Public retirement systems should establish a maximum vesting period of five years for DB plans and one year for employers’ matching contr

States and localities should move toward full funding of their retirement systems.

Higher education institutions should set tuition and fees in a manner that ensures affordability and increases educational opportunities for all, including by establishing innovat

Policymakers should create or extend programs that would address reverse mortgage foreclosures.

Proceeds from reverse mortgages should not affect homeowners’ eligibility for public benefit programs.

State and local governments should require sharing economy companies to ensure that providers have appropriate and adequate insurance coverage to protect b

Individual homeowners, particularly older homeowners, should be able to generate income by renting out their properties on a short-term basis.

Policymakers should promote the creation of mixed-use livable communities.

National, state, and local parks should be age-friendly, accessible, and sufficiently funded. They should be equitably located throughout communities.