States should establish strong conflict-of-interest regulations and revolving door limits.
States should strengthen regulatory oversight of the safety and soundness of insurance companies.
States should authorize their insurance commissioners to regulate all insurance companies conducting business in the state.
Policymakers should ensure consumer protections in credit insurance.
Policymakers should eliminate unfair, deceptive, or abusive practices in insurance.
States should require and enforce effective and standardized disclosures.
Consumers should control the extent to which their personal information may be collected, analyzed, shared, scraped, and sold.
Privacy protections should be embedded into products and services.
Organizations (including private companies, nonprofits, and government entities) should clearly communicate:
Policymakers should conduct oversight on data brokers to ensure transparency and accountability. Data brokers should be required to register with a regulator.