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Policymakers should change or eliminate the Social Security earnings limit only if the Social Security trust funds can be maintained.

The Old-Age, Survivors, and Disability Insurance Trust Funds should maintain a minimum reserve of one and a half to two years as a cushion against an economic downturn.

AARP supports retaining wage indexing of both the Average Indexed Monthly Earnings and the bend points used in the formula for the Primary Insurance Amount.

If changes are made to Social Security that extend the life of the trust funds, Congress could authorize the investment of a portion of the Social Security reserves in investments

The receipt of Social Security benefits should continue to be based on earnings from work covered by Social Security.

Automatic cost-of-living adjustments (COLAs) for Social Security benefits should continue.

People in kinship care situations and others with an insurable interest in a beneficiary should be permitted to share in or receive survivor benefits from private defined-be

Current limits and penalty taxes on employer reversions should be maintained.

The Employee Retirement Income Security Act (ERISA) should be interpreted and implemented to give participants and beneficiaries full leg

The DOL and other agencies should improve their efforts to educate plan members about their rights.