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Defined-contribution plan account holders should have to obtain written spousal consent to take payment from the account in a form other than a joint-and-survivor annuity.
Policymakers should strengthen federal and state laws that protect against age discrimination. They should ensure victims have adequate remedies, including monetary damages.
The fundamental right of all people to be free from discrimination should be vigorously enforced. Policymakers should enact and implement civil rights statutes.
Legislators should enact and strengthen laws against hate crimes. These laws should be vigorously enforced.
Policymakers should expand access to free or reduced-cost legal services for older adults with low and moderate incomes.
Options for alternative dispute resolution should be available. These include mediation and arbitration.
Policymakers and the private sector should ensure that consumers and employees have the right to seek redress through the courts for injury or losses.
The federal government should provide greater assistance to state and local agencies for crime prevention and deterrence.
Policymakers should develop and fund programs to make communities safer for residents living in a variety of settings.