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States should establish state-facilitated savings arrangements that will increase employee participation in retirement plans.
Congress should pass legislation establishing an Auto IRA and resolve the technical issues that will allow this vehicle to realize its full potential.
Policymakers should create and expand supplemental individual retirement savings accounts that would enable workers to accumulate retirement savings in addition to Social Security’s guaranteed bene
Policymakers should encourage measures to increase individuals’ ability to save for retirement.
People need support for nonretirement savings and debt repayment. Such assistance can help improve financial security and preserve resources for retirement.
Policymakers should allow employers to provide student loan-repayment aid as a tax-free benefit.
Consumers should have access to a range of safe, reliable, affordable, and customizable emergency and short-term savings options.
The following principles guide AARP’s efforts to ensure financial security in retirement.
Policymakers should change or eliminate the Social Security earnings limit only if the Social Security trust funds can be maintained.
Policymakers should strengthen the program integrity efforts of the Social Security Administration (SSA).