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Public retirement systems should establish a maximum vesting period of five years for DB plans and one year for employers’ matching contr

States and localities should move toward full funding of their retirement systems.

Policymakers should adopt minimum service standards and consumer protections to ensure fair terms and conditions.

Policymakers should ensure network reliability and resiliency for utility and telecommunications services.

State policymakers should prohibit the use of credit scores or reports to determine the rates or deposits of essential residential utility services.

Policymakers should ensure affordable and reliable access to essential communications and utility services for all.

Policymakers should ensure that universal service funds are calculated fairly and distributed equitably.

Policymakers should establish a definition of “universal service” for the energy industry that is similar to the one in the Telecommunications Act of 1996.

Regulators and lawmakers should ensure that consumers with low incomes can afford their utilities. This includes telecommunications, energy, and water.