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Public retirement systems should establish a maximum vesting period of five years for DB plans and one year for employers’ matching contributions to defined contribution or hybrid plans. 

States and localities should move toward full funding of their retirement systems. 

Policymakers should use effective, evidence-based assessment models to identify at-risk drivers of all ages. They should receive counseling or referrals, and appropriate action should be taken.

Policymakers should ensure that personal delivery devices are deployed in a manner that supports pedestrian safety and accessibility, including for older adults and people with disabilities.

Congress should provide financial incentives for design modifications that improve the travel environment for older adults.

Traffic enforcement practices should be administered equitably, regardless of demographic or socioeconomic factors. 

Government workers should continue to have access to defined benefit (DB) plans. 

Modifications to retirement plans or plan formulas should hold harmless current beneficiaries and employees. They should also ensure the retirement security needs of future retirees. 

States should establish state-facilitated savings arrangements that will increase employee participation in retirement plans.

Policymakers should encourage measures to increase individuals’ ability to save for retirement.