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Public retirement systems should establish a maximum vesting period of five years for DB plans and one year for employers’ matching contributions to defined contribution or hybrid plans. 

States and localities should move toward full funding of their retirement systems. 

Policymakers should take steps to prevent unnecessary evictions. This includes: 

Eviction records should be sealed unless and until an eviction case is resolved in favor of the proprietor.

Policymakers at all levels of government should prohibit unfair, deceptive, or abusive acts and practices in the housing market (see also

Policymakers should conduct oversight and take action to address the negative impacts of private equity ownership of rental housing properties.

Federal and state policymakers should enact and robustly enforce consumer protections in the tenant screening process.

Policymakers should establish rights and protections for customers who face possible termination of service.  

Policymakers should prohibit fees for the disconnection or reconnection of customers. If fees are allowed, they should be based on actual utility costs. 

Policymakers should ensure strong consumer protections against unfair, deceptive, or abusive acts and practices related to Property Assessed Clean Energy (PACE) loans.