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Older women experience higher poverty rates than older men. They also, as a rule, receive lower Social Security benefits.

From time to time, Social Security’s long-term solvency challenges have been used to justify basic structural changes.

The federal government subsidizes and incentivizes retirement savings through tax benefits for both individuals and employers.

Some employers, mainly larger and mid-sized ones, offer workers access to a retirement plan.

Current law provides rights to spouses of retirement plan participants. Protections are stronger in defined benefit (DB) plans than in defined contribution (DC) plans.

Federal, state, and local consumer protection agencies all have a role in safeguarding consumers against fraud, deception, and unfair practices.

New technologies have tremendous potential to transform the lives of all people.

In cases of extremely short supply or high demand, sellers may attempt to profit from the scarcity of essential products and services.

Virtually all companies now collect, use, share, or sell personal information. This refers to information that is linked or reasonably linkable to an identified or identifiable individual.