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Current law provides rights to spouses of retirement plan participants. Protections are stronger in defined benefit (DB) plans than in defined contribution (DC) plans.

Defined contribution plan account holders should have to obtain written spousal consent to take payment from the account in a form other than a joint-and-survivor annuity.

Intergenerational cooperation and collaboration can improve the lives of older and younger Americans. The growing number of older people is a rich bank of human capital.

A livable community is one that is safe and secure. It offers choices in where to live and how to get around.

Policymakers on the federal, state, and local levels have important roles in designing livable communities where residents of all ages can participate fully.

Livable and sustainable communities are safe and healthy. They offer residents choices in where to live and how to get around.

Planning refers to how policymakers design, regulate, and manage the built environment. Land-use, zoning, and developer requirements and incentives help planners guide development patterns.

Social Security benefits are paid through a self-financing system.

Social Security program administration has multiple functions. It processes applications and payments and operates field offices around the country.

Congress should allocate sufficient funding to strengthen the administrative capacity of the Social Security Administration (SSA) to better meet the needs of applicants and beneficiaries.