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Remedies under ERISA should be improved so employees can recover all losses due to ERISA violations.
Where ERISA preempts state law and deprives individuals of rights and remedies available under state law, ER
Comprehensive reporting and disclosure requirements must be maintained and enforced.
Retirement plan sponsors must demonstrate fiduciary responsibility by acting in the sole interest of plan participants and beneficiaries.
Executives and employees should have the same rights and obligations regarding their employer’s stock.
Plan sponsors and fiduciaries should ensure that individual account fees are reasonable.
Tax-preferenced retirement savings accounts, which receive a tax subsidy to provide retirement security, should exclude new types of unregulated investment products.
Fiduciary responsibility to plan participants must be steadfastly maintained.
Some companies sponsoring defined-benefit plans purchase annuities from private insurers.
Social Security benefits are paid through a self-financing system.