Public retirement systems should establish a maximum vesting period of five years for DB
States and localities should move toward full funding of their retirement systems.
Social Security should cover all workers, including all newly hired state and local government workers.
Any changes to the determination and appeals process should ensure the following:
Employers should be required to automatically enroll employees in their retirement plans.
The laws governing state and local retirement funds should be amended where necessary to provide surviving and divorced spouses of public retirees with at least the same pro
Modifications to retirement plans or plan formulas should hold harmless current beneficiaries and employees.
States should establish state-facilitated savings arrangements that will increase employee participation in retirement plans.