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Social Security affords vital income protection to workers and their families. But it is more than a retirement program.

Federal, state, and local government retirement plans are usually defined-benefit (DB) pensions with benefits based on an employee’s salary in the years just before retireme

People are more likely to save when saving occurs automatically through mechanisms such as payroll deduction. Only about half of U.S.

People need support for nonretirement savings and debt repayment. Such assistance can help to both improve financial security and preserve resources for retirement.

About 50 percent of workers have access to a workplace-based retirement savings plan.

To maintain their tax-advantaged status, retirement plans must demonstrate that they are equitable and inclusive.

The amount available to fund people’s retirement in a defined-contribution (DC) plan depends on two factors: how much they save over the course of their working lives and wh

Vesting in a retirement plan means different things for participants in defined-benefit (DB) and defined-contribution (DC) plans.

Social Security integration is an employer practice related to the calculation of the retirement benefits employees receive from a defined-benefit (DB) retirement plan.

Federal laws require most public retirement plans to treat spouses, former spouses, and surviving spouses more equitably.