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Defined-contribution plan account holders should have to obtain written spousal consent to take payment from the account in a form other than a

Congress should allocate sufficient funding to strengthen the administrative capacity of the Social Security Administration (SSA) to better meet the needs of applicants and benefi

The number of years used to calculate benefits should not be increased beyond the 35 years designated in current law.

Minimum distribution requirements for retirement savings should periodically be examined to reflect changes in life expectancy and income needs at older ages while ensuring

The Old-Age, Survivors, and Disability Insurance Trust Funds should maintain a minimum reserve of one and a half to two years as a cushion against an economic downturn.

AARP supports retaining wage indexingTo make the value of something rise or fall according to ch

If changes are made to Social Security that extend the life of the trust funds, Congress could authorize the investment of a portion of the Social Security reserves in investments

The receipt of Social Security benefits should continue to be based on earnings from work covered by Social Security.

Automatic cost-of-living adjustments (COLAs) for Social Security benefits should continue.

Any further increases to the FRA should be conditioned on adequate protections for those who have difficulty postponing retirement.