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Policymakers should facilitate greater portability of retirement plans for workers who change jobs.

Retirement plan distribution rules should be simplified to improve long-term economic security. 

Rollovers of lump-sum retirement benefits into another retirement vehicle should be automatic. Regulations should discourage access to such funds before retirement. 

Plan participants should receive their guaranteed benefits from the Pension Benefit Guaranty Corporation when an employer files for bankr

The maximum vesting period for employers’ contributions to 401(k) plans should be no more than one year.

Pension benefits, from either public or private plans, should not be reduced as a result of Social Security benefits. 

The laws governing state and local retirement funds should be amended where necessary to provide surviving and divorced spouses of public retirees with at least the same protections that the Employ

People in kinship care situations and others with an insurable interest in a beneficiary should be permitted to share in or receive survivor benefits from private defined-be

Current limits and penalty taxes on employer reversions should be maintained.

The Employee Retirement Income Security Act (ERISA) should be interpreted and implemented to give participants and beneficiaries full leg