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Policymakers should improve the application and appeals process for Social Security Disability Insurance and Suppl

Any changes to the determination and appeals process should ensure the following:

Policymakers should expand and improve work incentives for Social Security Disability Insurance beneficiaries, such as through the Ticket to Work program.

Employers should be required to automatically enroll employees in their retirement plans.

Unrelated small employers should be permitted to jointly offer retirement savings vehicles to their employees through trained fiduciary administrators.

Policymakers should simplify and strengthen retirement plan rules to encourage all employers to offer some type of pension to their employees while retaining employee protec

Policymakers should maintain and strengthen top-heavy rulesA nondiscrimi

Policymakers should facilitate greater portability of retirement plans for workers who change jobs.

Retirement plan distribution rules should be simplified to improve long-term economic security.