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Policymakers should adopt new and expanded progressiveIn taxation, a sit

Congress should make improvements to the saver’s credit. The credit should be phased out gradually and smoothly as income increases.

People are more likely to save when saving occurs automatically through mechanisms such as payroll

States should establish state-facilitated savings arrangements that will increase employee participation in retirement plans.

Congress should pass legislation establishing an Auto IRAA proposa

Policymakers should create and expand supplemental individual retirement savings accounts that would enable workers to accumulate retirement savings in addition to Soc

Policymakers should encourage measures to increase individuals’ ability to save for retirement.

People need support for nonretirement savings and debt The amount o

Policymakers should allow employers to provide student loan-repayment aid as a tax-free benefit.

Consumers should have access to a range of safe, reliable, affordable, and customizable emergency and short-term savings options.